CHATTERJEE, Anath Bandhu. A Proposed Hybrid Distributed Ledger Architecture for Cross-Border Payments: Design and Conceptual Framework. International Journal of Emerging Trends in Computer Science and Information Technology, [S. l.], v. 7, n. 1, p. 210–217, 2026. DOI: 10.63282/3050-9246.IJETCSIT-V7I1P132. Disponível em: https://www.ijetcsit.org/index.php/ijetcsit/article/view/611. Acesso em: 8 mar. 2026.